Cheque bounce comes under Section 138 Negotiable Instruments Act, which is not a criminal offence but can lead to criminal. In case of cheque bounce, you would need a banking lawyer Mumbai (cheque bounce lawyer Mumbai) to serve the legal notice to the opposite party. advocate Minal Khona is Best Cheque Bounce Lawyer In Navi Mumbai.
Process of cheque bounce case:-
If a cheque is bounced and a notice has to be sent to the opposite party within 30 days from the date of memo accompanying the bounced cheque is received from the Bank. The notice by the holder of cheque should claim amount for which the cheque has been bounced, providing 15 days to settle the matter. The opposite party has 15 days from the receipt of notice to settle the matter and no cause of action arises till the expiry of these 15 days or if paid within this specified period. After the completion of said 15 days, if the opposite party does not settle the matter or ignores notice, then the holder of the cheque may file a criminal complaint before the appropriate court within 30 days of expiry of said 15 days. If it is beyond 30 days period, the delay can be ignored by the court on sufficient cause shown.